David Clarkson

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July 24, 2026 at 5:46 pm in reply to: If someone gave you a Retirement Restart at age 30,what would you do different? #2537

David Clarkson
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I’d focus on increasing my income while investing consistently from an earlier age. Cutting expenses has limits, but increasing earning potential combined with the power of compounding can make a significant difference to long-term retirement goals.

July 24, 2026 at 5:45 pm in reply to: What’s one tax lesson you wish someone had taught you sooner? #2536

David Clarkson
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I’d say understanding the difference between tax avoidance (legal planning) and tax evasion (illegal). Many people end up paying more simply because they don’t know about legitimate deductions, credits, and tax-efficient investment strategies.
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