What mortgage myths do people still believe in 2025?

Tagged: CreditScore, HomeBuying2025, MortgageMyths, RealEstateTips

This topic has 1 reply, 2 voices, and was last updated 3 months, 1 week ago by Brittany.

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- August 22, 2025 at 1:44 pm #935
  
  Elise Asiya
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  As someone exploring home ownership for the first time in 2025, I’ve been hearing a lot of conflicting advice. Friends tell me I’ll never qualify without a perfect credit score, while family insists I need decades of savings just for a down payment. The more I read, the more I wonder! how much of this is true, and how much is just myth carried forward? What mortgage myths do you still hear people believing in 2025?
- November 7, 2025 at 10:17 am #1528
  
  Brittany
  Participant
  
  I totally relate. I used to think homeownership was impossible without perfect credit or huge savings too. But once I started exploring options, I realized there are so many flexible programs for first-time buyers. It’s surprising how many of those old mortgage myths still stick around!
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