Saturday, January 24, 2026

Reply To: Is DeFi 2.0 set to replace traditional banking models?

#1010
Adrian Scott
Participant

DeFi 2.0 is exciting because it fixes some early flaws and makes crypto finance more sustainable. But banks aren’t just about money, they’re tied to trust, regulation, and consumer protections. DeFi might not replace them soon, though it could complement traditional finance. In the long run, it may push banks to innovate faster.