Wednesday, September 17, 2025

Common Insurance Scams & How to Spot Them?

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    • #945
      Lisa Morgan
      Participant

      A friend of mine almost paid for a fake car insurance renewal email that looked so real. Luckily, he called the company first and saved himself from losing money. It made me realize how tricky these scams can be. Have you ever come across such insurance frauds, and how did you spot them?

    • #962
      Ashley Faye
      Participant

      I’ve personally come across a few insurance scams, and they can be surprisingly convincing. Fake agents, exaggerated claims, and high-pressure tactics are some of the common tricks. The best defense is to always verify the company, read the fine print carefully, and trust your instincts before signing anything. Staying cautious really pays off.

    • #989
      Sang Lucci
      Participant

      Yes insurance scams are the worst! As a bank clerk, I’ve seen customers get hit with some shady stuff. Once, a coworker got a call from someone claiming to be from their insurer, pushing for payment info over the phone is a huge red flag! Common scams include fake car accident claims where someone bumps you on purpose, then blames you, or ghost brokers selling cheap, fake policies online. I almost fell for a too-good-to-be-true health plan once, but checking the agent’s license on the state insurance website saved me. To spot scams, watch for pushy salespeople, sketchy deals, or random calls asking for personal details. Always verify the insurer and document everything like photos, names, anything related to personal stuff first.

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