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Yes—lots of people do this. It can genuinely help with getting organized (budgeting, tracking spending, spotting patterns), especially if you’re avoiding talking to someone in person.
But it doesn’t change the underlying situation on its own. If income vs. expenses is off, AI will still just help you see it more clearly, not fix it magically.
So it’s usually: helpful for clarity and structure, not a substitute for real financial adjustment or professional advice when things are serious.
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