Wednesday, September 17, 2025

Mortgage

Should You Renovate Before Selling or Downsize Now?

A Midlife Homeowner’s Dilemma For many homeowners approaching midlife, there is one big question: do you renovate before selling, or do you downsize? Perhaps the kids have left home, you're...

The Math of Mortgage Freedom

What Happens If You Pay Off Your Loan by 55? Did You Know? In Scotland, homeowners traditionally paint their front door red to celebrate paying off...

Planning for Retirement? Don’t Let Your Mortgage Hold You Back

Retirement should be a time for freedom, traveling when and where you choose, relaxing in a way that fulfills you, and generally enjoying life...

Understanding Crypto as an Asset: A New Tool for Mortgage Borrowers

As cryptocurrency continues to transition from niche speculation to everyday finance, more home buyers are asking: Can I use crypto for mortgage borrowing? The notion...

How to Use Home Equity for Retirement Without Selling Your Home

Did You Know? The study notes that homeowners aged 62+ now hold $13.95 trillion in housing wealth, despite a slight seasonal dip from the 2024...

How Trump’s Tariffs Are Shaping Construction Costs & Mortgage Rates

In 2025, the U.S. housing market has once again been impacted, albeit indirectly, by trade policy. That is, the Trump tariffs, construction, and mortgage...