Wednesday, October 29, 2025

Loans

What Happens If I Default on a Personal Loan?

Securing a personal loan is an excellent way to relieve financial burdens, whether it be consolidating debt, covering unexpected emergencies, or buying a big-ticket item. However, what if you...

Borrowing for Business: Family Loans vs. Bank Credit

Launching or growing a business usually requires capital, but the question is, where to source it from? The two most common funding avenues you...

Debt Consolidation: A Smart Move or Risky Shortcut?

In this day and age, it is debatable that debt is one of the biggest financial hurdles we face. There are so many different...

Should You Use a Personal Loan to Pay Off Credit Card Debt?

Credit card debt is one of the most expensive types of debt to carry. With average interest rates around 20% and sometimes higher, it...

Loan Apps vs. Traditional Lenders: Which Is Safer?

Technology has altered the way people borrow cash. Now, with just a smartphone, anyone can apply for credit within minutes of downloading an app....

The Silent Mental Health Toll of Predatory Loan Apps

Did You Know? 54% of U.S. adults with debt say they always or often feel stressed because of it. In a world dominated by smartphones, it...