Should you pay off your mortgage early or invest instead?

Tagged: homeownership, investing, personalfinance

This topic has 1 reply, 2 voices, and was last updated 1 month, 1 week ago by Michael Turner.

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- August 26, 2025 at 12:59 pm #946
  
  Adrian Scott
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  Lately I’ve been stuck on a tough financial question. Every time I put extra money aside, I wonder, should I use it to pay off my mortgage faster, or invest it instead? Part of me wants the relief of being debt-free sooner, but another part worries I might miss out on potential growth from investing. I’m curious how others handle this dilemma?
- September 26, 2025 at 5:06 am #1062
  
  Michael Turner
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  Deciding between paying off your mortgage faster or investing extra money is tough. Paying down debt offers peace of mind and guaranteed savings on interest. Investing could yield higher returns but carries risk. Many balance both by prioritizing high-interest debt repayment while steadily investing for long-term growth.
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